Already broken your 2015 New Year’s resolution?

How about making one that is worth keeping! Now is the perfect time to make sure your superannuation is on track and that your life insurance is adequate to secure your and your family’s future. Regardless of your age, superannuation is an important vehicle to ensure you have enough money to fund a comfortable lifestyle in retirement. With average life expectancy increasing and governments tightening regulations on welfare payments, a healthy superannuation balance will become even more critical in the future. Superannuation is often considered to be no more than forced savings. What many people don’t understand is that there are many ways superannuation can be used as an effective tax minimisation strategy. One method is to sacrifice some of your ‘before tax’ salary and place it into your super, thereby taking advantage of the tax concessions available to you. It is unfortunate, but some people mistakenly believe that life insurance is an unnecessary indulgence. Too many families discover too late that life insurance is indispensable and fundamental to a sound financial plan. If you want your family to continue their lifestyle even though your income is no longer available, then reviewing your current insurance arrangements and ensuring they are adequate should be at the top of your 2015 to-do list. When thinking about what matters to you in 2015, ask yourself:
  • Do you know how much money you have in super?
  • Do you know how your money is invested?
  • Do you know how much life insurance you have?
  • Do you know how much life insurance you need?
  • Do you know who will receive your assets if something were to happen to you?
  • Do you understand your cash flow and how to better allocate funds?
If you answered ‘No’ or ‘Not sure’ to any of these questions you could benefit from an obligation free meeting with a financial adviser by calling us on (07) 3223 6000 or click here to email our advisers. Make 2015 the year that you take control of your financial situation and start planning for the future.

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Brisbane Office

Level 11 / 300 Ann St
Brisbane, 4001
Ph: (07) 3223 6000
Fax: (07) 3012 8399

Strathpine Office

Unit 3, 27 South Pine Rd
Brendale, 4500
Ph: (07) 3490 9988
Fax: (07) 3490 9984

Caboolture Office

Level 1, 11-13 Bertha St
Caboolture, 4510
Ph: (07) 5428 9555
Fax: (07) 5498 9320